Thursday, August 13, 2009

The Bill

What I would include in a Health Care Bill and the effect on costs:

1. Elminate prexisting condition exclusions - INCREASE
2. Elminate ability to drop coverage when insured gets sick - INCREASE
3. Regulate what can be considered for premium increases - INCREASE
4. Tort reform for malpractice suits - DECREASE
5. Require all Americans maintain coverage (See earlier post) - INCREASE
6. Require insurers go back to "insurance" - DECREASE

Without the number crunching of the CBO, I can't say how much such a program would cost. However, what I can say is that:

1. It will address most of the issues of those "unsatisfied" with health insurance
2. It will cover the "47" million Americans without coverage
3. It will make doctors and hospitals happy with tort reform
4. It will keep the gov't out of day-to-day health care decisions
5. It will keep private insurers in the game

Taxes may go up some, but overal costs should go down...the net effect? I'm not sure...

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